Sometimes, despite your best intentions, unanticipated financial or other life hardships can make it impossible for you to make your monthly mortgage payment. An experienced real estate attorney knows that this is the last thing any homeowner intends to happen when they first enter into their mortgage. As the missed payments rack up, lenders and banks will make demands that may seem unreasonable to homeowners that want to stay in the house they've worked so hard to maintain. When the same lenders and banks ultimately end up threatening or instituting foreclosure proceedings. The most important thing to realize if you find yourself in this situation is that all is not lost. An experienced Florida Real Estate Attorney can discuss the various defenses to a foreclosure action and can potentially help you retain your family home.